Less expensive than Guaranteed ACH for larger ticket items

Somewhat early cut off times

All the advantages of Check 21

Not necessary to have a physical check

Finagy programmatically creates a check image from the account number and bank routing number

Branding for business referral partners and ISOs

Private label portal and statements

Incorporate into your existing merchant agreement for less sales friction and simplicity

BNPL is not just for credit cards

Boosts customer purchasing power, resulting in increased transaction sizes and higher Average Order Value (“AOV”) amounts

Customers can split the cost of a purchase into several interest-free installments over 45 days

Especially useful for large purchases, including auto, furniture, and appliances, providing customers a smarter option than traditional financing or credit card debt